Grieving mother kills herself and two children after husband 'faked his own death' for insurance payout

Ms. Dai, her four-year-old son and three-year-old daughter jumped into a pond near their home after she found out that her husband had died in an accident


                            Grieving mother kills herself and two children after husband 'faked his own death' for insurance payout

A Chinese woman has reportedly killed herself and her two children after she found out that her husband had died in an accident, only for it to later emerge that he had faked his own death in the hope of cashing in on an insurance payout. The woman identified only as Ms. Dai is said to have jumped into a pond in Xinhua County in south China's Hunan Province with her four-year-old son and three-year-old daughter after hearing the "tragic" news of her husband's death.

According to the Daily Mail, the husband, 34-year-old Mr. He, had cooked up a plan to fake his death so he could avoid paying debts totaling more than 100,000 yuan ($14,433 USD) to an internet gambling company. However, he failed to inform his wife about the plan.

Ms. Dai killed herself and her two children earlier this month (Source: YouTube)
Ms. Dai killed herself and her two children earlier this month (Source: YouTube)

The 34-year-old had supposedly bought a personal accident insurance worth one million yuan (approximately $145,000) on September 7 last month without telling his wife. Then, during the early hours of September 19, Mr. He used a borrowed car to fake his death by staging an accident scene where it appeared as though he had driven his car into a river.

Local media reported that though the car was later recovered, the body of Mr. He remained missing. Believing that her husband had died, Ms. Dai took the drastic step of committing suicide herself. She was said to have been "heartbroken" over Mr. He's death and, in a suicide note posted on popular messaging app WeChat, wrote that she was coming to "accompany" him. 

Part of the note read, "[We had] agreed to grow old together then leave the world together. How could I let you leave alone? That is why, baby, [your] wife is coming to accompany you. All I want is for our family of four to be together." The next day, her's and the two children's corpses were found in a pond near their home.

Mr. He re-surfaced close to a month after he had faked his death and turned himself into the police. According to the BBC, the 34-year-old had earlier posted a video online where he was crying and said he had borrowed money to pay for treatment for his three-year-old daughter who suffered from epilepsy.

An insider told Shangyou News that Mr. He had named Ms. Dai as the beneficiary of the insurance and that was why he had had to keep the plan a secret from her. A clip taken at the pond after her death shows the 34-year-old kneeling on the ground and mourning his family's death. "Kids, dad is wrong, dad shouldn't have done this," he can be heard saying. "I didn't expect your mother to be so infatuated with me. I didn't expect her to die for love bringing you. Why didn't you hold on for one more day?"

Mr. He has been detained on charges of insurance fraud and intentional damage to property, said the Xinhua Police in a statement on WeChat. The incident has been widely talked about across Chinese social media over the week with hashtags such as #ManFakesDeathLeadingtoWifesDeath trending on microblogging site Weibo.